Home Loan
Purchase funding for ready, resale and under-construction homes.
8.35% p.a. onwards
From loan to own
Mortgage financing,
arranged properly.
The financing wing of the Biman Sarkar group. We structure home loans, loans against property and commercial finance — and we negotiate the rate on your behalf, not the lender's.
Products
What we finance
Loan Against Property
Unlock capital from a property you already own, without selling it.
9.10% p.a. onwards
Commercial Property Loan
Offices, showrooms and industrial units financed on realistic yields.
9.50% p.a. onwards
Balance Transfer
Move an existing loan to a lower rate and shorten your tenure.
Save up to ₹ 12 L
Construction Finance
Staged disbursement for self-build homes and small developments.
Tranche based
Top-Up Facility
Additional funds on a running loan for interiors or expansion.
Up to 30% of principal
Indicative
What it costs
Illustrative monthly instalments at current partner-lender bands. Your final rate depends on profile, property and tenure — we'll quote it exactly before you commit to anything.
| Loan | Tenure | Rate | EMI |
|---|---|---|---|
| ₹ 25,00,000 | 20 yrs | 8.35% | ₹ 21,430 |
| ₹ 50,00,000 | 20 yrs | 8.45% | ₹ 43,240 |
| ₹ 75,00,000 | 25 yrs | 8.55% | ₹ 60,590 |
| ₹ 1,00,00,000 | 25 yrs | 8.60% | ₹ 81,120 |
Keep ready
Document checklist
- 01PAN & Aadhaar
- 02Last 3 salary slips / 2 yrs ITR
- 036 months bank statement
- 04Property title chain
- 05Approved building plan
- 06Employment or business proof
Approval journey
Sanction in four moves
01
Profile Review
Income, obligations and credit read in a single sitting.
02
Lender Match
We place your file with the lender most likely to say yes.
03
Sanction
Negotiated rate, tenure and processing fee — in writing.
04
Disbursement
Legal, valuation and registry coordinated to your possession date.
Check your eligibility
No obligation, no credit-score impact at this stage. We'll come back with an indicative amount, rate band and the lenders most likely to approve you.
From loan to own
finance@bimansarkar.in · +91 98300 00001